Investing

Registered Retirement Savings Plan (RRSP)

A registered account, an RRSP guarantees a competitive interest rate on daily balances. Learn more


Guaranteed Investment Certificates (GICs)

A secure way to invest your money, GICs are also an attractive alternative for their competitive interest rates, flexible terms and government-backed deposit insurance. Learn more


Registered Retirement Income Fund (RRIF)

Receive income from your matured retiremen savings plan, and defer income tax on the undrawn portion of this income fund.  Learn more


Registered Disability Savings Plan (RDSP)

Members with a disability, or those caring for one, can benefit from this long-term savings plan that allows savings to grow tax-deferred and offers matching grants and bonds from the Government of Canada.  Learn more


Tax-Free Savings Account (TFSA)

Save up to $6,000 a year, out of after-tax income, and pay no additional taxes on the investment returns on those funds with this attractive option. Learn more


Term Deposits

Generally offering a higher rate of interest than a traditional savings account, these secure investments are available in Canadian as well as foreign currencies. Terms of 3- and 5-years are also available; here, deposits offer a rate of return that's linked to the performance of the S&P/TSX 60 Index. Learn more


Mutual Funds

No-front load, no-rear load, no-deferred load and no fees if you redeem or reconfigure your portfolio. We offer a full range of no-load mutual funds that makes IC Savings a great place for your investments. Learn more

 

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